Benefits

Spouses-hands

Welcome Spouses!

 

Crowley’s Annual Open Enrollment period is October 22 through November 2, 2018 for plan year 2019.

If you do not wish to make any changes to your medical, dental, vision elections you can do nothing and your 2018 elections will carryover to 2019. HOWEVER, if you want to enroll in the HSA or FSA you must re-enroll every year. This means, if you are in the HDHP Medical plan and do not re-enroll in the HSA for 2019, you will not receive the employer contribution to your HSA for 2019. The contribution is half the annual deductible for 2019, or $750 for employee only coverage; $1,500 with dependents. If you are enrolled in the PPO medical plan and wish to enroll in the FSA (Healthcare or Dependent Care) for 2019 you must re-enroll during open enrollment.

Click HERE to view the postcard with more details about Open Enrollment and Plan Changes for 2019. 

The 2019 Snapshot of Benefits highlights what’s available to you as the spouse of a Crowley employee and contains a checklist of things to do if you would like to participate in the Live Well Incentive Program. You will also find a Carrier Contact Sheet for easy reference plus helpful Crowley contact info should you have any additional questions. 

Live Well Incentive Program flyer – mailed home 3/28/18. Your 2018 participation in Crowley’s Live Well Incentive program determines your tier placement for 2019. You must have completed all activities by August 6, 2018. ACTIVITIES ARE NOW CLOSED AND TIER PLACEMENT IS FINAL. Contact wellness@crowley.com with any questions.

PLAN COMPARISONS, COSTS & DETAILS

2019 Medical Plan Comparison

2019 UHC Summary of Benefits and Coverage

PPO with Copay

PPO Out of Area

HDHP with HSA

HDHP with HSA Out of Area

2018 Summary Plan Descriptions:

UnitedHealthcare PPO
UnitedHealthcare HDHP with HSA

Out of Area plans – For those employees living in an area without access to network providers.
UnitedHealthcare PPO Out of Area
UnitedHealthcare HDHP with HSA Out of Area

Resources:

Medical Plan Comparison (PPO vs HDHP)
Medical Plan Comparison (Out of Area vs HDHP)
Delta Dental Plan Summary 
VSP Vision Plan Summary
Contribution Calculator & Cost Estimator-(Excel)
myClaims Manager on myuhc.com

Additional Resources about HDHP and HSA:

HSA Video
HSA Administrator OptumBank
Optum Bank Schedule of Fees
How the HDHP and HSA works
HSA List of Eligible Expenses
IRS Publication 502 – IRS list of qualified expenses that can be paid for with an HSA